# Future Developments

We are evaluating what the next interventions will be, the hypotheses are: 

* Request a form of guarantee before granting loans as other platforms already do 
* Introduce a rating mechanism for the requesting account (credit score assessed by some AI prediction) 
* Make deals with other platforms to block accounts that have received a “Bad Payer” NFT from operating. 
* Introduce the possibility of repaying the loan in monthly installments