# Future Developments We are evaluating what the next interventions will be, the hypotheses are: * Request a form of guarantee before granting loans as other platforms already do * Introduce a rating mechanism for the requesting account (credit score assessed by some AI prediction) * Make deals with other platforms to block accounts that have received a “Bad Payer” NFT from operating. * Introduce the possibility of repaying the loan in monthly installments --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.zerocollateral.eu/future-developments.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.