> For the complete documentation index, see [llms.txt](https://docs.zerocollateral.eu/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zerocollateral.eu/future-developments.md).

# Future Developments

We are evaluating what the next interventions will be, the hypotheses are: 

* Request a form of guarantee before granting loans as other platforms already do 
* Introduce a rating mechanism for the requesting account (credit score assessed by some AI prediction) 
* Make deals with other platforms to block accounts that have received a “Bad Payer” NFT from operating. 
* Introduce the possibility of repaying the loan in monthly installments