> For the complete documentation index, see [llms.txt](https://docs.zerocollateral.eu/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zerocollateral.eu/smart-contract/earnings.md).

# Earnings

The reward for the Smart Contract is made up of the difference between the percentages paid to liquidity providers compared to those charged to those who make withdrawals. 

The Smart Contract currently offers loans without any request for collateral on limited amounts and this means that the calculation of the percentages will reflect and change based on the percentages of insolvencies that will occur during the life of the contract itself.